From the "Student Loan Blues" Dept.

I've been looking at the state of my student loan recently. I realise that now, if any time, is the best time for me to begin to aggressively pay back my student loan (just over $10 K CDN).

The way I see it, I have two approaches:

• Option A: Call the CIBC National Student Loan Centre to increase the quantity of the automated monthly account withdrawal, or
• Option B: Begin monthly lump-sum payments to my student loan.

I'm inclined to do Option B, as I'm not confident that my expenses will be constant enough to warrant a steady withdrawal amount. In other words, I have more flexibility with Option B.

I'm also considering, consolidating my student loans into a single loan offered from my bank. Does anyone do this? What are the advantages?

What are your strategies for paying off your student loan?

Now, I realise that I'm very fortunate to have only accrued a rather small Student Debt, but this thing has been bugging me.

From the "Web Works" Project

I've been working on some graphics / logos for my site, Pixelsandwidgets.

I'm thinking about something like this:

It's nothing much, and I think I may go with the plain text header again and such. I probably won't stick with the orange (that's so 2001), but I like how the "pixels" is dropped below the bottom edge. If anything, I'd do it for "widgets" as well, but the "g" in widgets is problematic when you try dropping it down a few pixels. I should really stick with one font for my titles as well.

How about this:

Anyways, time to sleep.

Night folks.

Cheers,

Tai